Last Will and Testament – What it is, When you need it, How to write it.

What is a Last Will and Testament?

A Last Will and Testament is a document that is written while you are mentally capable, that expresses your wishes for after you have died. It deals with the distribution of your possessions (your “estate”) and makes key appointments like your Executor (the person who will carry out the instructions) and Guardians for children (if applicable).

Last Will and Testament
credit: 123rf

A Last Will and Testament, or simply, a “Will”, has to be written. It can be handwritten or typed, and must be signed and dated at the end. If it is typed, the signing must be witnessed by two competent adults who have nothing to gain from the contents of the Will.

Some jurisdictions accept an entirely handwritten document as a Will even if it is not witnessed. This is a “holographic” Will. The law allows this in order to allow people in desperate situations to still prepare their Will even if they cannot find witnesses. It is generally not recommended as a Will writing approach for people under normal circumstances.

Continue reading

I’m young, I’m single. Special considerations on writing a Will.

Most people have not got around to writing a Will. According to a recent survey 64% of adults in the US do not have a Last Will and Testament. The more significant concern though is that in the younger age groups (people under 35) the percentage is much higher.

90% of Americans aged 18-34 do not have a Will
80% of Americans aged 35-44 do not have a Will
83% of single Americans with children do not have a Will

The primary reason for this is that young single people simply don’t feel that they need a Will, and of those that do, writing a Will is certainly not an urgent task. It ends up being something that they simply haven’t “gotten around to”.

Writing a Will

Here are some considerations for young single people who fall into one of these two camps; the deniers and the procrastinators. Continue reading

Living Will: Some definitions of our service

I actually think it’s a good idea to have a living will. I’d encourage everybody to get one. I have one; Michelle has one. And we hope we don’t have to use it for a long time, but I think it’s something that is sensible. – Barack Obama, 2009

One of the most confusing services that we offer at should be the simplest. But in the US there are countless terms being used for very similar things, and we will try to decipher these terms in this article on the Living Will. Terminology does change though, so it is possible that this article can become out of date. Please fee free to add corrections or updates in the comments below.

The Living Will

A living will is a written, legal document that spells out medical treatments you would and would not want to be used to keep you alive, as well as other decisions such as pain management or organ donation.

A Living Will is much more than Continue reading